Frequently Asked Questions

How early or late can I schedule my closing for? 

Most of our closings take place at the Superior Branch locations so we try to keep the times with in the banking hours of 8:30 am to 5 pm. We will be flexible if our schedule allows. 

Do you do closings on Saturdays?

We typically do not do closings on Saturdays.

How much money will I need at closing?

Thanks to a new regulation you are required to review your closing disclosure 3 days prior to closing. That disclosure will be mailed or emailed to you. Be sure you thoroughly review your closing disclosure.  The amount you need will be indicated at the bottom of page one.  

What do I need to bring to closing?

You will need to bring a valid ID and your down payment. If the amount you need is under $10,000 we will accept a cashier’s check made payable to Superior Title, LLC.  If the amount you need if over $10,000 you will need to wire them.  The wire instructions should have been emailed to you by your closing agent or loan officer.

What will happen at closing?

You will sign your name a lot. There is a pile of legal documents that the closing agent will go over. Most of the time your real estate agent will attend closing.  Typically, the buyer and seller do not sign at the same time. 

When will I get the keys?

This is a question for your real estate agent. The possession date is negated at the time the purchase contract tis signed. 

What is a deed and what do I do with it?

The deed is the official recorded document that shows ownership in the property.  The title company will send you the original deed.  You will want to keep this somewhere safe.  If you would ever lose it, do not worry.  The county record keeps a copy for their records.  Please do not pay someone for a copy of your deed unless it would be the county recorder.  The original will eventually be sent to you.  No need to pay for a copy.